About Us

Austin Szramka is a senior finance professional with more than 25 years of experience across corporate, residential, investment, and property development lending. He has held senior leadership positions at a major Australian bank and has worked extensively throughout Australia, leading large teams across multiple geographic regions. This breadth of experience has equipped Austin with a nuanced understanding of both national market dynamics and the diverse financial needs of clients in different communities.

Renowned for his expertise in complex credit structuring and strategic lending, particularly in the field of business and property development finance, Austin is committed to making finance more accessible and manageable for his clients. His deep technical knowledge allows him to distill intricate financial concepts into clear, practical strategies—empowering clients to make informed decisions with confidence.

Whether assisting with property purchases, structuring business and equipment finance, or navigating the challenges of large-scale property developments, Austin excels at streamlining processes and reducing stress. He is known for his proactive and empathetic approach, prioritising transparent communication and custom solutions that align with each client’s unique goals.

In his current role as a finance broker, Austin brings this wealth of experience to every engagement, offering a steady hand and strategic guidance to individuals and businesses alike. His ethos is grounded in professionalism, integrity, and a genuine desire to make clients’ lives easier through smart, tailored financial solutions.

Outside of his professional life, Austin enjoys bushwalking in Tasmania’s natural landscape and spending time at his children’s many sporting commitments.

At Oar Finance Nick helps self-employed business owners and PAYG clients secure tailored finance solutions for owner-occupied homes residential investment and SMFS lending. With a clear, professional approach, he simplifies complex lending structures and ensures every loan aligns with his clients’ goals and lifestyle.

Having led teams and run his own business, Nick understands the pressures and priorities that clients face. His approach is grounded in clarity, efficiency, and a genuine commitment to helping clients achieve long-term success.

Whether you’re exploring funding options for residential, refinance or investment purchase or seeking a more agile lending partner, Nick offers the expertise and empathy to guide you through.

Outside the office, Nick is a dedicated Masters rower and an active supporter of his children’s sporting pursuits—bringing the same discipline and teamwork to his professional relationships.

With over a decade of experience in commercial real estate, Nick brings a rare blend of strategic insight and hands-on business acumen to every transaction. As Associate Director of Oar Finance, Nick specialises in structuring tailored financial solutions that simplify complex lending scenarios—particularly for small businesses navigating growth, change, or refinancing.