Agriculture Doesn’t Run On a Standard Calendar.

Running an agricultural business comes with unique challenges — and finding the right finance shouldn’t be one of them. At Oar Finance, we understand that farmers and agribusiness owners don’t have time to jump through hoops or explain their industry to lenders who “just don’t get it.” That’s why we specialise in making finance straightforward, flexible, and designed to keep your operation growing.

Whether it’s funding new land, upgrading machinery, or smoothing out seasonal cash flow, we’ll match you with the right structure and the right lender so your business can stay productive and profitable.

We Can Help You With

Term loans

Term loans

Straightforward funding to cover major purchases or investments, with flexible terms tailored to your operation.

Lines of credit

Lines of credit

Flexible access to funds when you need them most.

Seasonal finance

Seasonal finance

Seasonal finance helps smooth out income peaks and troughs by providing funding aligned to your production and harvest cycles, so you can keep operations steady even when cash flow fluctuates.

Property finance

Property finance

From buying new farmland to refinancing existing property, we’ll structure finance solutions that support your growth.

Equipment finance

Equipment finance

From tractors and harvesters to specialist equipment and tools, we’ll help you access funding that fits your cash flow and ensures your operation stays competitive.

Why Choose Oar Finance?

Industry Understanding
Depth of Experience

We know agriculture isn’t a nine-to-five industry. Our team takes the time to understand your operation and the challenges you face.

Wide Lender Access
Unrivalled Choice

From major banks to specialist non-bank funders, we connect you with flexible finance options tailored to agribusiness.

Simple, Effective Solutions
Tailored Advice

Our goal is to make finance easy. No jargon, no unnecessary steps — just clear, effective strategies that support your goals.

Relationship Focussed
End-to-End Guidance

We believe in long-term partnerships. We’ll be here not only for your next loan but for the growth of your business over time.

Confidence and Flexibility
Finance Partner

Our solutions are designed to protect your cash flow, give you confidence in your decisions, and keep your business equipped for success.

Your Lending Partner
Clarity. Confidence. Strategy.

At Oar Finance, we don’t just arrange loans — we empower you with clarity, confidence, and the right lending strategy to achieve your goals.